Young Professional Expense Ratio | A Simple Formula

A simple formula is never given to us in school in regards to an expense ratio on how to spend our money. In order to become successful, you need to be persistent and patient. However, I thought it would be helpful to have a guide to help in your journey toward success.

Whether you’re making $30,000/year with your first job out of college or making $3,000,000/year; living a disciplined life will help ensure that you’re happy with yourself and the life you’re living.

Here is an idea for what you should be spending and saving!

Professional Expense Blueprint

Housing: 40% to 25%

Car: 20% or less

Savings: 40% to 5%

Simple, yet effective.

If you find yourself spending more than what I’ve recommended, I’d be happy to help you get on track so that you can live your best life!

Happy Slacking,

Joshua Krafchick, AKA “CHACHI”

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