$20 a Day Can Change Your Life


Making $20 extra every day can change your life!

There’s a huge debate that is going on in regards to the best ways to improve your life via building wealth.

  • Do you focus on saving?
  • Do you focus on increasing your income?
  • Perhaps both?


There is no right or wrong choice, yet when it comes down to what YOU want out of your life, you definitely need to make the correct decision.

When it comes to cutting expenses to save money. You can only reduce it so much.

Yes, you can cut the cord for cable!

Yes, you can stop eating out!

Yet, if your income isn’t where you’d like it to be then this is a short-term solution for a long-term problem. And that’s what building wealth is all about, focusing on the future in the present.

So, this puts you into a quagmire. You can only ask for a raise from a job so often and you can only decrease your expenses so much. This is where focusing on just $20 a day can change your life.

If you make an extra $20/day that’s $7,300 a year. Not chump change.

Most people want the quick hit to build wealth fast, but life doesn’t work that way most of the time.

Very few people win the lottery and with Americans spending over $200/year on lotto tickets, they have the wrong mindset. A mindset of

“Please let me win the lottery so all my troubles will disappear!”

If you can change your mindset from dreaming into small actions to start accumulating just $20/day, that will allow you to slowly move to the next level. Something simple. Driving Uber on your way to the office can help you achieve this goal and as long as your car qualifies, it’s super easy!

Or even if you’re just running errands or driving around town, $5 here and $10 there compounds. Then once you can consistently obtain $20/day, up the ante to $30, then $40, you get the idea.

Perhaps this is a business idea or a side hustle. Eventually, you may be able to even quit your day job! Who knows?

Kaizen is a Japanese term that means, “Change for the Better” or “Continuous Improvement.” By putting your energy into small powerful actions, you will then create a potential income stream that can drastically change the outcome of your life.

It seems stupid. $20/day doesn’t seem like it would go far. But you start making an extra $20 every day. That’s when the real magic begins!

Because you have to take the magic of compounding into play.

Compounding works either in a positive or negative manner. You stop going to the gym, that’s a negative. You can’t make the gym, but go for a 15 minute walk, that’s a positive. The key to anything is NOT to allow yourself to do nothing! Anything, is better than zero.

Ultimately, the choice is yours and yours alone. Do you want to live a frugal life? Or a life of significance?

There is no right decision. You just need to look at yourself in the mirror and ask yourself,

“What do I want out of my life?”

Figure that out and you’ll transform into a superhero where no virus, no negativity, nothing will stand in the way between where you are and where you’re going. Once you accept that real wealth is built $20 at a time, you will find yourself living the life that other people are envious of!

So, stop now! Get out there and make that $20/day, you in 5 years from now will thank you!

Your Guide,

Joshua Krafchick, “Unconventional Money Guy”

Additional Posts About Money:

  1. Does Marriage Affect Your Money?
  2. What to Sell When You Need Money?
  3. Which Money Mistakes are Costing You?


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